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Did you receive a foreclosure summons?  Expecting one?  Or still current on your mortgage but know you cannot or do not want to maintain the payments?

Whatever stage of the process you are in - it is not too late or too early to get help.  You always have options when it comes to your mortgage.  The bank does not make all the rules.  Let's talk about the options that work for you.  Call or email now - consultations are always free.  I will never pressure you to hire my firm.  If in fact you do not need my services at this time, I will tell you.    

In a consultation we will discuss your mortgage as well as other debts, assets and income.  I take the time to have a full conversation with you because by looking at the whole picture we can formulate options and a plan together that make the most sense for you and your family.  My goal is to have you leave my office truly relieved of mortgage issues.

What options do you have?  If your goal is home retention we will discuss options such as a payment plan, modification, refinance, lien settlement and bankruptcy.  If your goal is to let the property go then we want to ensure that you do it with the least financial impact - short and long term.  In order to let the property go we will explore options such as short sale, deed in lieu of foreclosure, a consent agreement and bankruptcy.  Many people facing foreclosure need time most of all.  The plan will always take in to account your individual timing needs. 

I look forward to talking with you soon!  I am here to answer all of your questions.